Boggs Rule Clarifications: What happens to indirect damage that can’t be assigned anywhere? For example: I have a hero with 3hp and…

Question

What happens to indirect damage that can’t be assigned anywhere? For example: I have a hero with 3hp and Tough, and no other characters in play. I take 5 indirect damage. By the rules, I can’t assign more than 3 to my identity, which would be soaked by Tough. The rest is just lost?

Answer